Important Disclaimers and Legal Information
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances vary significantly
General Information Disclaimer
This website provides general information about financial planning services for informational purposes only. The content should not be considered as personalized financial advice or recommendations for specific financial decisions.
This disclaimer outlines the terms and conditions governing your use of our website and the limitations of our services and information provided.
Information Accuracy and Currency
We strive to ensure all information on this website is accurate and up-to-date. However, we cannot guarantee the completeness or accuracy of all content at all times.
- Information may become outdated due to changing market conditions
- Content is subject to periodic updates and revisions
- Users should verify information independently before making decisions
Limitation of Liability
Our liability for any claims arising from your use of this website or our services is limited to the extent permitted by Malaysian law.
We exclude liability for
- Direct or indirect financial losses from using our information
- Damages resulting from technical issues or website downtime
- Third-party actions or external factors beyond our control
- Decisions made based solely on website content
In no event shall our total liability exceed the amount paid for services in the 12 months preceding any claim.
Professional Advice Notice
The information provided on this website does not constitute professional financial advice and should not replace consultation with qualified financial professionals.
Always seek independent professional advice before making significant financial decisions affecting your personal circumstances.
Third-Party Links and Content
Our website may contain links to third-party websites for your convenience. We do not control or endorse the content of these external sites.
Links to external websites do not constitute an endorsement of their content, products, or services.
Results and Outcomes
Individual results may vary based on personal circumstances
The effectiveness of any financial planning approach depends on various personal and market factors that cannot be predicted or guaranteed.
- Personal financial situation and risk tolerance
- Market conditions and economic environment
- Individual commitment to recommended strategies
Intellectual Property Rights
All content on this website, including text, graphics, logos, and software, is protected by intellectual property laws and remains our exclusive property.
Unauthorized reproduction or distribution of website content is strictly prohibited
User Indemnification
Users agree to indemnify and hold harmless Phrysolantheo from any claims, damages, or expenses arising from their use of our website or services in violation of these terms.
Jurisdiction and Governing Law
These disclaimers and your use of our website are governed by the laws of Malaysia and subject to the jurisdiction of Malaysian courts.
Governing Law: Malaysian federal and state laws
Jurisdiction: Malaysian courts have exclusive jurisdiction over disputes
Local Variations: Some provisions may vary based on applicable state regulations
If any court proceedings are necessary, they will be conducted in Malaysia unless otherwise required by law.
Severability of Terms
If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Updates to This Disclaimer
We may update this disclaimer periodically to reflect changes in our practices or applicable laws.
Users are responsible for reviewing this disclaimer regularly for any changes
Contact Information for Legal Matters
For questions about this disclaimer or legal matters, please contact us using the information below.
Last updated: July 19, 2025
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